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Michele Paiva=Behavioral Finance

For people who want a healthier relationship with money and more confidence in their financial decisions. Almost weekly, you'll receive insights on personal finance, financial psychology, investing, and today's economy. Subscribers are also the first to receive invitations to my free support groups and special events.

Featured Post

Here's how I've been investing while juggling rising grocery costs.

Hey there, I get asked by clients once in a while, what I'm investing in. I don't mind the question. When I talked to a friend of mine recently, he asked if I was going for a certain stock that was rumored to go wild when it went public; I said no. I'll explain more in a moment. I'm not trying to find the next stock that's going to double overnight. That's too risky, and I only do that when I have an extra 10k or so to blow; and I normally don't see money as something to gamble with. At 59...

Hey there, Have you ever looked back and wondered, "What was I thinking?" Maybe it was a relationship. A purchase. A job. An investment. Putting up with someone toxic. Here's the interesting part: most of the time, we weren't making a bad decision; we were making the best decision we could with the information, stress level, and emotional state we had at the time. Our brains don't simply collect facts. They filter them through past experiences, fears, habits, and even our attachment style....

Hey there, Join me for this months free support group session on June 26th at 7:00 PM Eastern, where we'll explore the emotions that quietly drive our financial decisions. Most of us have been told we have a spending problem, a saving problem, or a budgeting problem. But what if the real issue runs deeper? Drawing from my book How to Heal Financial Anxiety, this session will guide you through a powerful exercise to uncover the feeling beneath the financial behavior; because when we understand...

Hello, Why I’ve Been Thinking About Water The Data Center Question Nobody Is Talking About What Grocery Prices Are Still Trying to Tell Us The Curious Case of Gasoline What I’ve Been Investing In (And What I’ve Been Reducing) Why Intelligent People Reach Completely Different Conclusions Which Financial Anxiety Pattern Are You? Over the past several weeks, I have found myself spending an unusual amount of time thinking about water. Where I live in Chester County, Pennsylvania, residents have...

This newsletter brought to you by Annmarie Skincare- I have used their products for over a decade. The products are small batch, clean, natural, effective and smell so good (not overpowering). Hello Reader, Today I wanted to talk about risk in finance and relationships (independently) When people talk about risk tolerance, they usually frame it as a financial issue. How much should you invest?How comfortable are you with market fluctuations?Should you work with a financial advisor or manage...

Hello Reader, What's in todays Status Report: A trend emerging Be a contributor to a book Reminder that the How to Heal Financial Anxiety book is free one more day I’ve been noticing something fascinating in behavioral finance lately. Many people are returning to what I call Depression-era skills. Gardening. Cooking from staples. Preserving food. Mending clothing. Reducing waste. Sharing resources within families and communities. Learning how to stretch money without feeling embarrassed about...

Hello Reader, This week, I'm reaching out a day early as I have another free book for you. In light of my birthday month, i'd trying to give gifts rather than receive, so at the end of this short letter, you'll find the link for the free Kindle (you can just get the free Kindle App for your phone or tablet, if you don't have an official "Kindle" tablet. This week I wanted to discuss something I should have brought up a long time ago; that some of your anxiety, including financial anxiety, be...

Hello Reader, I was asked by a few people after yesterdays email, to provide a single session offer; and I do offer them every summer! ----but because it was requested, I'm offering it a bit early this year. Here's the link for a one-time session. This might work for you if you have a struggle you need to express and talk through, a brand that is just so-so, or having issues in a relationship that is causing you to question your worth or the relationships value. One-Off Session Also, as...

Hello Reader, Welcome to this weeks status report. Inside this email:• Why financial anxiety is often deeper than budgeting• A new approach to behavioral finance and visibility• 60% off annual support program + split-pay option• Publicity and business positioning support for entrepreneurs• Free Kindle for my book Just Pay Me What I’m Worth (If you know someone struggling with burnout, financial anxiety, visibility, or feeling professionally overlooked, feel free to share the free download...

Hello Reader, You’ve heard me talk about this book for a while now. You’ve answered questions, shared your experiences, and helped shape what this became. The Walkaway Wife Club book presale is officially open! Over the past year, I’ve had more conversations than I can count with women who all said some version of the same thing, just in different words. “I’m still here… but something in me isn’t.” And what struck me most is how many of these women are so high-functioning. They’re working,...